If ever there was a dessert guaranteed to win over sweet tooths and chocolate lovers alike, it’s these Coconut Bars with Chocolate Chips. Imagine a chewy, buttery graham cracker crust layered with gooey condensed milk, a generous snowfall of coconut, and melted pockets of chocolate chips. Every bite is a dreamy mix of textures and flavors, making this treat both nostalgic and a bit irresistible. Whether you’re looking for an easy afternoon bake or a showstopper for your next gathering, these Coconut Bars with Chocolate Chips are here to bring a little decadence to your day.
Ingredients You’ll Need
The charm of this recipe lies in how a few familiar ingredients work together to create something truly memorable. These simple building blocks yield that classic layered bar experience — sweet, chewy, chocolatey, with a hint of crunch.
- Graham cracker crumbs: These provide the crisp, sweet foundation and a subtle nuttiness that balances the richness of the toppings.
 - Butter, melted: Binding the crumbs and adding richness, butter ensures the base is moist and holds together beautifully.
 - Sweetened condensed milk: This magic ingredient gives the signature gooeyness to the bars, adding caramel-like notes and keeping everything moist.
 - Shredded coconut: Coconut brings a soft, chewy contrast and that distinctive tropical aroma that makes these bars so special.
 - Chocolate chips: Scattered on top, they melt into gloriously rich puddles, providing chocolatey happiness in every square.
 
How to Make Coconut Bars with Chocolate Chips
Step 1: Build the Buttery Graham Crust
Start by mixing your graham cracker crumbs with melted butter until the mixture looks like sand at the beach — damp but crumbly. Press this mixture evenly into the bottom of a baking dish, really packing it down to create a firm, irresistible crust. This sets the stage for your Coconut Bars with Chocolate Chips to hold together once baked.
Step 2: Layer on the Sweetness
Pour the sweetened condensed milk evenly over your crust. It’s a small but vital step that ensures every bar is perfectly gooey without any dry bite. Move slowly and use a spatula if needed to spread it right to the edges.
Step 3: Blanket with Coconut and Chocolate
Shower the condensed milk layer with all that fragrant shredded coconut, then finish with a generous scattering of chocolate chips. These two toppings will bake together into a perfectly melty and toasty layer that’s impossible to resist.
Step 4: Bake to Golden Perfection
Slide your assembled dish into a preheated 350°F oven, and bake for about 25–30 minutes. Keep an eye out for the coconut turning beautifully golden and those chocolate chips turning glossy and soft. Once done, let them cool completely before slicing. The hardest part is waiting — but it’s so worth it for neat, easy bars!
How to Serve Coconut Bars with Chocolate Chips
Garnishes
Dress up your Coconut Bars with Chocolate Chips by adding a light dusting of powdered sugar or a drizzle of melted chocolate after they’ve cooled. For extra flair, sprinkle a few toasted coconut flakes on top to really spotlight that tropical vibe.
Side Dishes
These bars are the perfect centerpiece for a dessert platter. Pair them with fresh berries for a bright, juicy contrast, or serve alongside a scoop of vanilla ice cream to highlight their gooey richness. An espresso or strong coffee also pairs beautifully with their sweetness.
Creative Ways to Present
For parties or bake sales, cut your Coconut Bars with Chocolate Chips into mini squares and nestle them in cupcake liners. Stack several into a clear treat bag for gifting, or arrange on a vintage platter at your next brunch for a nostalgic touch. If you’re feeling fancy, serve with a dollop of whipped cream and a cherry on top!
Make Ahead and Storage
Storing Leftovers
Leftover Coconut Bars with Chocolate Chips keep wonderfully at room temperature in an airtight container for up to 3 days. To keep them at their freshest, store each layer separated by parchment so they don’t stick together.
Freezing
If you want to save some for later (trust me, you’ll want to!), these bars freeze like a dream. Lay squares on a baking sheet to freeze individually before transferring to a zip-top bag or airtight container. They’ll keep well for up to 2 months — just thaw at room temperature before serving.
Reheating
While Coconut Bars with Chocolate Chips are delicious cool or at room temp, a quick 10-second zap in the microwave brings back some of that fresh-baked gooeyness. Be careful not to overheat, or the chocolate can become a bit too runny.
FAQs
Can I use unsweetened coconut instead of sweetened?
Yes, you can swap in unsweetened shredded coconut for a less sweet version. If you go this route, consider adding a tablespoon or two of sugar to keep the flavor balanced with the other ingredients.
What type of chocolate chips work best?
Classic semi-sweet chips are my go-to, but feel free to experiment with dark, milk, or even white chocolate chips for a different twist. Mini chips will dot more evenly for bite-size bursts of chocolate in every square.
Can I add nuts or dried fruit?
Absolutely! Chopped pecans, walnuts, or even almonds tuck in perfectly with the coconut and chocolate. For a chewy surprise, toss in a handful of dried cranberries or cherries before baking.
How do I keep the crust from crumbling?
To ensure a sturdy base, press the graham cracker and butter mixture firmly and evenly into the dish. Lining the baking pan with parchment paper also makes it easy to lift out and slice your Coconut Bars with Chocolate Chips without breaking the layers.
Can these bars be made dairy-free?
You can try substituting coconut condensed milk and plant-based butter for a dairy-free treat. Just note that texture and richness may vary slightly, but you’ll still get that signature coconut and chocolate flavor.
Final Thoughts
It’s honestly tough to beat the simple joy of a batch of homemade Coconut Bars with Chocolate Chips. They’re quick, wildly delicious, and sure to bring smiles wherever they land. Give them a try — your sweet tooth will thank you!
Print
Coconut Bars with Chocolate Chips Recipe
- Total Time: 0 hours
 - Yield: 16
 - Diet: Vegetarian
 
Description
Delicious coconut bars topped with a layer of gooey chocolate chips, these bars are a perfect blend of sweet and decadent flavors.
Ingredients
Graham Cracker Crumbs:
1 1/2 cups
Butter, melted:
1/2 cup
Sweetened Condensed Milk:
1 can
Shredded Coconut:
2 cups
Chocolate Chips:
1 cup
Instructions
- Mix Graham Cracker Crumbs and melted butter: Combine the graham cracker crumbs with the melted butter. Press this mixture into a baking dish to form the base.
 - Pour sweetened condensed milk: Evenly pour the sweetened condensed milk over the crumb base.
 - Sprinkle shredded coconut and chocolate chips: Sprinkle the shredded coconut and chocolate chips over the condensed milk layer.
 - Bake: Bake at 350°F for 25–30 minutes until the top is golden brown.
 
- Prep Time: 10m
 - Cook Time: 30m
 - Category: Dessert
 - Method: Baking
 - Cuisine: American
 
